Instant Loan: A small loan is an unsecured personal loan available to salaried and self-employed professionals to meet their immediate financial needs. The loan amount is generally used to cater to small financial needs, such as paying for medical expenses, home maintenance expenses, the latest gadgets, or unexpected bills. When you apply for a loan, you can choose a repayment tenure based on your needs.
So, if you have an immediate financial need and want instant access to funds, you can choose to apply for small instant loans from Fullerton India. You can avail of up to Rs. 25 lakhs as a loan, which means that you can meet all your financial needs, small or big. The personal loan obtained from Fullerton India can range between 12 and 60 months, giving you the freedom to repay the loan conveniently through affordable EMIs.
Benefits of Applying for Small Instant Loans from Fullerton India
- It serves multiple purposes, which means that you can use the sanctioned loan amount for whatever reason you wish.
- You do not need to pledge your assets as collateral. You will, however, need to prove that you can repay without defaults.
- You can get interest rates as low as 11.99% per annum depending on your age, income, credit score, current financial obligations, etc.
- Since the process of applying for a loan is online, the process is very quick.
- You can get the sanctioned loan amount within 24 hours of approval.
- Existing customers of Fullerton India can expect additional benefits subject to eligibility and repayment history.
How to apply for small instant loans from Fullerton India?
Before applying for a loan, you must assess your needs and know how much you can afford to pay in EMIs through a personal loan EMI calculator available online.
There are two ways you can get an instant small loan from Fullerton India. You can either visit its web portal or apply for instant small loans through Fullerton India Instaloan App.
Applying for an instant small loan through the Fullerton India website
- Go to www.fullertonindia.com and click on Apply Now on the top corner of the home page.
- Select your type of employer, whether you are a salaried or self-employed individual.
- Add your mobile number and enter the OTP generated on your mobile number.
- Fill in your details – personal details, income details, bank account details, and PAN number.
- Enter the required loan amount and your preferred loan tenure.
- Upload the requisite documents.
- Click Submit.
If you are a self-employed person, you will have to select the type of business you own. You should also mention your total years of business experience and upload your business documents while applying for a personal loan.
Applying for an instant small loan through Fullerton India Instaloan App
This app is available for salaried applicants looking for a personal loan.
- Download and install Fullerton India Instaloan App on your phone.
- Register with your Google account or Facebook profile. You can also create a new account with an ID and password of your choice.
- Register your mobile number with the OTP generated on the same mobile number.
- Fill in your personal details – your full name, date of birth, email address, residential address, gender, etc.
- Fill in your employment details – The name of employed, date of joining the company, company address, and contact number.
- Fill in your bank account details – Bank name, account number, branch name, IFSC code.
- Upload the required documents – KYC documents and other documents proving your income.
- Verify everything and then click Submit.
After providing your details and uploading personal loan documents, Fullerton India will process your application quickly. If everything is in order, you can get the required funds within 24 hours of loan approval. The best part is that it eliminates the need to visit any physical location to apply for a loan.
Whether you need a small amount or a large amount as a loan, Fullerton India can help you meet your financial needs. It is advised to check the basic eligibility criteria and required documentation thoroughly before applying.